Restaurateurs’ Risk Reduction Program

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You’ve got the recipe for a successful business.

We’ve got the recipe to protect your investment.

Café? Quick-service franchise? Food truck? Five-star dining? No matter what type of restaurant you run, we know you’re in it for the love of food. But you’re also assuming an entire set of risks that’s unique to the food service industry. Warren Weiss Agency’s Restaurateurs’ Risk Reduction Program is designed to help you close coverage gaps to protect your reputation, patrons, employees and equipment without tying up precious operating capital.


Why Choose the Restaurateurs’ Risk Reduction Program?

  • One-Stop Risk Management
  • 2-Hour Turnaround on Certificates of Coverage
  • Exclusions for Business Use of Personal Vehicles, and Vice Versa
  • Dedicated Account Manager
  • Comprehensive Annual Reviews
  • A Better NIght’s Sleep


Are you at risk? Complete our list of the Top 25 Restaurateur Risk Factors to find out.

    What type of restaurant do you own?

    How is your business structured?

    What is your seating capacity?

    Have You Ever...

    ... used personal equipment (vehicles, cooking utilities) for business purposes?

    ... used business equipment (vehicles, cooking utilities) for personal purposes?

    ... worried about the worst case scenario in your daily business operations?

    ... taken out a personal umbrella policy?

    ... personally guaranteed a business line of credit, business loan, business auto title, or business property title?

    ... stored business effects, such as documents, equipment, or checkbooks at home?

    ... used a structure on your home property, such as a shed or garage, for business storage, meetings or other aspects of your restaurant operation?

    ... been threatened by, or otherwise dealt with, a dissatisfied, irrational or angry patron?

    ... installed and/or activated a security system of any kind?

    ... conducted business activities, whether related to your primary business or a side business, from home?

    Do You...

    ... have W2 employees?

    ... use 1099 / independent contractors in any capacity?

    ... have tipped employees?

    ... have a contingency plan for loss of key people?

    ... own vehicles?

    ... own property?

    ... have debt?

    ... offer delivery?

    ... serve alcohol?

    ... provide parking for your patrons?

    ... offer outdoor seating?

    ... host events, parties or fundraisers?

    About You
    Your Name (required):


    Your Email (required):

    Your Phone:

    Our Restaurateurs Risk Reduction Program accounts for everything. Schedule an appointment with our experienced business risk management team today. By clicking submit, you agree to have one of our Risk Managers contact you with the results of your assessment.

    Warren Weiss Agency At-a-Glance

    Over 70 Years in Bucks County

    A Third-Generation, Family-Owned Business

    Offers Swift, Immediate Service

    Second-to-None Commercial Liability Expertise

    Allied with the largest commercial lines insurer in Pennsylvania

    Selective Client List Includes Only Low-Risk Businesses

    Low Overall Claim Rate Coupled with High Claim Win Rate