Insurance News
July 27, 2015
How to Protect Your Home from Heavy Rain

If there’s one word to describe the summer of 2015, it would be rainy.

The wet weather is wreaking havoc on everything from seasonal businesses like golf courses to kids’ summer vacations. It’s also a source of worry for homeowners who fear leaks and flooding.

While it may be impossible to stop every water issue, there are things you can do to protect your home from heavy rain. They include:

  • Install (or have a contractor install) a sump pump. Sump pumps drain water from the inside of a structure to the outside. Opt for a battery backup sump pump system—flooding can cause electrical power failures.
  • Install (or have a contractor install) a backwater valve. This device prevents city sewers from backing up into your basement plumbing fixtures.  
  • Have your chimney checked. Cracks in your chimney let water seep in, so hire a professional to check yours.
  • Have your roof inspected regularly. Fixing issues as they arise can spare you from big repairs down the road.
  • Make sure the seals around your windows, doors and openings are in good condition. If they aren’t, reseal them with caulk.
  • Consider buying sandbags. They can save your home from serious damage when heavy rains hit. Simply place them around doors and windows to block water from entering your home.

Sometimes water seeps in even after you take steps to protect your home from heavy rain. If it does, having the right homeowners insurance is key. You might also consider adding flood insurance to your policy for extra peace of mind.

Not sure you have the right coverage? Then talk to an insurance professional like an Erie Insurance Agent. He or she can tell you more and get you a free quote.

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