We’re all getting older—there’s no denying that. But as we enter retirement age and beyond, we start to encounter unique challenges. Whether you, your parents, or other people close to you are experiencing the effects of aging, there are plenty of ways to make the process smoother.
We believe it’s important to approach the effects of aging with a risk management philosophy, which prepares you for the factors that could have a negative impact on your well-being. Here are some things to consider when it comes to navigating the process of aging.
One of the top concerns for older adults is safety, particularly when it comes to mobility. Driving is something to be especially cautious about when you notice warning signs such as slower reflexes, joint pain, and difficulty with long-distance vision. When you or your loved ones reach the point of not being able to drive, there are lots of alternative ways of getting around. Ride sharing services like Uber and Lyft are a great option and have become much more accessible in recent years.
Health and Disability
We lose our physical vitality as we age, which means it’s important to take steps to make life more comfortable. Gentle exercise and a healthy diet will help in retaining strength and preventing injury. But if you have more serious health problems or experience disability, you need to have a plan in place to ensure a good quality of life for years to come. One way to do this is with long-term care insurance. This is a financial investment you can make to ensure you receive the daily assistance you might require down the road (which regular health insurance won’t cover).
There’s a lot to consider when it comes to getting your finances in order as an older adult. You’ll be thinking not only of yourself, but your family as well. Ideally, you’ll want to find an option that will simplify the process and give you peace of mind. That’s the idea behind our Secure Legacy Program, which combines personal property, health and life insurance in one convenient package.
We hope these ideas helped get you thinking about what you can do for yourself or your loved ones in the aging process. Warren Weiss is here to help with any of your questions or concerns. Call 215-538-1865 to speak to an agent today.